Mrs. Mooney is Ragged Dick’s, and later Fosdick’s, landlady. She is frazzled and overworked, often struggling to make ends meet. Her financial situation is such that she’s willing to take less rent from Dick than she normally accepts, just to make sure she has additional funds coming in. Mooney shows deference to Dick because of his fancy dress, and shows it even more when she realizes the size of Dick’s saving’s account. However, this deference doesn’t extend to the cleaning of their rooms, as the boys often complain about the houses’ unkempt nature.