In this passage, there are two cultural differences that lead to conflict: the ability to swim, and the amount of clothes a person owns. To the New Englanders, swimming isn’t common, so they judge Kit for being able to do this unfamiliar activity. But Kit is also rather judgmental about Nat’s lack of skill at swimming. She uses a superior tone with him, which comes off as her shaming him. Kit’s comment about her clothes could also be read as conceited and privileged—though perhaps unintentionally so. Goodwife Cruff is shocked that Kit would risk ruining her clothes, which hints that most New Englanders don’t own many clothes, let alone fancy ones. In fact, Nat only has one pair of clothes with him. Not realizing how privileged she is, Kit dismisses Goodwife Cruff’s comment. She and the New Englanders have very different standards for what is normal, and so they mutually judge each other.