A student at SUNY Potsdam who—like Daniel—plays online poker. When Daniel learns how much money Kyle plays with, he starts gambling larger amounts, eventually plunging himself into debt. When this happens, he asks Kyle for a loan of $2,000, and when he loses this, he’s unable to repay it. As such, Kyle and several of his burly friends start visiting him on a regular basis to scare him into repaying what he owes. This intimidation tactic is one of the reasons that Daniel eventually borrows $10,000 from Angel.